Guide

How Much Tax Refund Could You Be Owed?

Millions of people in the UK are owed money by HMRC right now and have no idea.

If you've ever paid for work-related expenses out of your own pocket and not been fully reimbursed, there's a strong chance you're one of them.

What is a tax refund?

A tax refund — also called tax relief or a rebate — is money returned to you when you've paid more tax than you needed to. When you spend your own money on things required for your job, HMRC lets you claim relief on those costs. Most people never claim it because they don't know it exists.

What affects how much you're owed?

  • Your tax rate — basic-rate taxpayers get 20p back per £1 of eligible expenses; higher-rate 40p.
  • Your profession — some jobs attract specific HMRC flat-rate allowances.
  • How many years you claim — up to four at once.
  • How much you've spent — the more eligible expenses, the larger the refund.

What's the average?

Around £300, though military personnel, healthcare workers and tradespeople often receive more when claiming across multiple years.

Individual results will vary and are determined by HMRC.

Estimate my refund →